Rehabilitation is a payment process that allows you to establish a regular payment history and move your loan out of default status.


To be eligible for rehabilitation, you must:

  • Sign and return a rehabilitation agreement.

  • Make at least nine satisfactory payments within 20 days of your payment due date.

  • Return supporting documentation of your total financial circumstances as requested.

For further information, contact the Federal Information Center at 1-800-433-3242 or